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Best Call Deposit Rates

Better than savings rates. More flexible than fixed deposits. The middle ground for your money.

By shrwed.co editorial teamUpdated May 2026

🔄 What is a call deposit?

A call deposit lets you withdraw your money anytime (on "call") while earning more than a regular savings account. It's the flexible cousin of a fixed deposit.

📊 Typical rates: 5-9%

Call deposit rates sit between savings (2-5%) and fixed deposits (7-12%). You sacrifice some yield for flexibility.

⚖️ Fixed vs Call vs Savings

Savings: 2-5%, withdraw anytime. Call: 5-9%, withdraw anytime (some notice required). Fixed: 7-12%, locked for a set term.

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Call deposit comparison coming soon

We're collecting call deposit rates from all major banks. In the meantime, ask your bank about their call deposit products — most offer them.