Best Savings Accounts in Kenya
Compare interest rates across Kenyan banks. See where your money earns the most.
Savings account comparison coming soon
We're gathering interest rate data from all CBK-licensed banks to build the most comprehensive savings account comparison in Kenya.
In the meantime, here's what you need to know:
🏦 Bank savings rates range from 2-7%
Most banks pay 3-5% on savings accounts. A few pay up to 7% for high-balance tiers. Always compare the effective rate, not the advertised rate.
📅 Fixed deposits pay more
If you can lock your money for 3-12 months, fixed deposits pay 7-12%. Check our fixed deposit comparison.
🏛️ SACCOs pay 8-11%
If you qualify for membership, SACCOs consistently outperform banks on deposit returns.
📱 Digital banks often pay more
KCB App, NCBA Loop, and Equity Eazzy sometimes offer promotional rates above 5%. Check the fine print — these are often temporary.