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Asset Finance

Equipment and machinery financing for Kenyan businesses. Trucks, generators, farm equipment, manufacturing machinery. Terms up to 5 years.

By shrwed.co editorial teamUpdated May 2026

Top asset finance lenders

Banks specializing in business asset financing with competitive rates.

Frequently asked questions

What assets can I finance?

Trucks, vehicles, generators, farm equipment, manufacturing machinery, medical equipment, IT hardware—any income-generating asset.

What deposit is required?

Typically 20-30% of the asset value. Some banks offer up to 100% financing for established businesses with strong cash flow.

How long is the approval process?

2-4 weeks. The bank needs to assess your business, verify the asset, and complete legal documentation.

Who owns the asset during the loan?

The bank retains ownership until you complete all payments. You have use of the asset but can't sell it without clearing the loan.