Personal Loans
13 personal loan providers. Fixed terms (1-48 months), transparent APRs, no collateral required.
Top personal loan providers
Microfinance institutions and BNPL providers with competitive rates and flexible terms.
#1 Microfinance
Choice Microfinance Bank
Rating3.5 ★
APRVaries
Term1-48 months
#2 Microfinance
Faulu Microfinance Bank
Rating3.5 ★
APRVaries
Term1-48 months
#3 Microfinance
Kenya Women Microfinance Bank
Rating3.5 ★
APRVaries
Term1-48 months
#4 Microfinance
SMEP Microfinance Bank
Rating3.5 ★
APRVaries
Term1-48 months
#5 Microfinance
Raffix Microfinance Bank
Rating3.5 ★
APRVaries
Term1-48 months
Frequently asked questions
What can I use a personal loan for?
School fees, medical bills, home renovation, debt consolidation, weddings, travel—any personal expense.
What documents do I need?
ID, 3-6 months payslips, bank statements, and sometimes a letter of employment.
How long does approval take?
1-3 business days for microfinance. BNPL can be instant to 24 hours.